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Quick answer

Seattle is 53% cheaper than San Diego overall. A $100K salary in San Diego is equivalent to $47,000 in Seattle.

Cost of Living Comparison · 2026

San Diego vs Seattle Cost of Living (2026)

Side-by-side cost comparison plus a salary calculator to find your equivalent pay in either city.

Overall COL difference

Seattle is 53% cheaper

1BR rent difference

-7% (B vs A)

$100K in A = in B

$47,000

San Diego vs Seattle: Side-by-Side

Category
San Diego
Seattle
Diff

1BR median rent

$2,250/mo

$2,100/mo

-7%

2BR median rent

$3,000/mo

$2,750/mo

-8%

Median home price

$820K

$780K

-5%

Avg monthly groceries

$420

$430

+2%

Avg monthly utilities

$130

$130

+0%

State income tax

Up to 13.3%

None

Seattle saves

Walk score

54/100

74/100

Seattle better

Transit score

41/100

59/100

Seattle better

Salary Equivalency Calculator

How much you need to earn in Seattle to maintain the same standard of living as your current San Diego salary — and vice versa.

San Diego salary
Seattle equivalent
Seattle salary → San Diego equiv.

$60,000

$28,000

$127,000

$80,000

$38,000

$170,000

$100,000

$47,000

$212,000

$120,000

$57,000

$255,000

$150,000

$71,000

$318,000

Calculated using a weighted index: rent (40%), home prices (20%), groceries (20%), utilities (10%), state income tax (10%). Individual lifestyles vary.

Monthly Budget: San Diego vs Seattle

San Diego, CA
1BR rent$2,250/mo
Groceries$420/mo
Utilities$130/mo
Transport (est.)$350/mo
State income taxUp to 13.3%
Essentials total$3,150/mo
Seattle, WA
1BR rent$2,100/mo
Groceries$430/mo
Utilities$130/mo
Transport (est.)$350/mo
State income taxNone
Essentials total$3,010/mo

Who Each City Is Best For

San Diego is best for

  • military families
  • biotech workers
  • beach lifestyle seekers
  • retirees

Seattle is best for

  • tech workers
  • outdoor enthusiasts
  • high earners
  • coffee aficionados

FAQs

Is San Diego or Seattle cheaper to live in?

Seattle is 53% cheaper than San Diego overall. Seattle 1BR rent ($2,100/mo) vs San Diego ($2,250/mo). Median home price: Seattle $780K vs San Diego $820K.

How much salary do I need in Seattle to match $100K in San Diego?

$47,000 in Seattle is equivalent to $100,000 in San Diego based on cost of living differences. The biggest factors are rent (-7% difference) and state taxes (San Diego: Up to 13.3% vs Seattle: None).

What is the rent difference between San Diego and Seattle?

1BR: San Diego $2,250/mo vs Seattle $2,100/mo (-7%). 2BR: San Diego $3,000/mo vs Seattle $2,750/mo (-8%).

Does San Diego or Seattle have lower taxes?

San Diego (CA) has Up to 13.3% state income tax. Seattle (WA) has None state income tax. On a $100K salary, the annual tax difference is ~$13,300.