Quick answer
🔴 Not comfortably on a single income. A construction worker in Cleveland earns roughly $40,316/yr (~$2,565/mo take-home) and a 1BR costs $1,050/mo — that's 41% of take-home on rent. The standard is 30% or less.
OH · 2026
Can a Construction Worker Afford to Live in Cleveland?
Using local salary estimates and Cleveland's actual cost of living — rent, taxes, utilities, and groceries — here's the real monthly picture for a construction worker in Cleveland, OH in 2026.
Monthly Budget Breakdown
Gross monthly salary
$40,316/yr local estimate
$3,360
Taxes (federal + state + FICA)
Up to 3.99% state income tax
-$795
Monthly take-home
After all taxes
$2,565
1BR rent
41% of take-home
-$1,050
Utilities
Electric, gas, internet avg
-$140
Groceries
Single-person estimate
-$340
Transport
Car or transit average
-$350
Left for everything else
Dining, clothing, fun, savings
$685
At a 40% savings rate on discretionary income, a construction worker in Cleveland could save roughly $3,288/year after covering all essentials.
What Does 41% Rent Burden Mean?
The standard rule of thumb is to spend no more than 30% of gross income on rent. At 41% of take-home pay, a construction worker in Cleveland is in difficult territory. Most financial advisors recommend finding a roommate, considering a cheaper area, or targeting salary growth before renting solo here.
These numbers use a local salary estimate of $40,316/yr — adjusted from the national Construction Worker median of $47,430/yr based on Cleveland's cost of living index. Actual salaries vary by employer, experience, and specialization.
Best Neighborhoods in Cleveland for a Construction Worker
Based on walkability, rent levels, and quality of life — not just lowest price.
Ohio City
West Side Market, craft breweries, restaurants, most desirable Cleveland neighborhood; 1BR $1,100–1,500
Tremont
Art galleries, Victorian homes, Professor Ave restaurants, hilly; 1BR $1,000–1,400
Detroit Shoreway / Gordon Square
Arts district, Capitol Theatre, affordable, gentrifying; 1BR $900–1,300
Frequently Asked Questions
What is the average salary for a Construction Worker in Cleveland?
A Construction Worker in Cleveland earns approximately $40,316 per year, based on the national BLS median of $47,430/yr adjusted for Cleveland's cost of living. Actual pay varies by employer, experience, and specialization.
Is Cleveland affordable for a construction worker in 2026?
Not comfortably as a solo renter. Rent takes 41% of take-home pay. A roommate arrangement would make Cleveland more feasible on a construction worker salary.
How much take-home pay does a Construction Worker get in Cleveland?
After federal taxes, Up to 3.99% state income tax, and FICA, a Construction Worker earning $40,316/yr takes home roughly $2,565/month in Cleveland.
What is the rent-to-income ratio for a Construction Worker in Cleveland?
A 1-bedroom apartment in Cleveland costs a median of $1,050/month. On a Construction Worker salary, that's 41% of monthly take-home pay. Financial experts recommend keeping this below 30%.