Quick answer
✅ Yes — comfortably. A data analyst in Lexington earns roughly $90,193/yr (~$5,288/mo take-home) and a 1BR costs $1,100/mo — that's 21% of take-home on rent. The standard is 30% or less.
KY · 2026
Can a Data Analyst Afford to Live in Lexington?
Using local salary estimates and Lexington's actual cost of living — rent, taxes, utilities, and groceries — here's the real monthly picture for a data analyst in Lexington, KY in 2026.
Monthly Budget Breakdown
Gross monthly salary
$90,193/yr local estimate
$7,516
Taxes (federal + state + FICA)
4% state income tax
-$2,228
Monthly take-home
After all taxes
$5,288
1BR rent
21% of take-home
-$1,100
Utilities
Electric, gas, internet avg
-$150
Groceries
Single-person estimate
-$380
Transport
Car or transit average
-$350
Left for everything else
Dining, clothing, fun, savings
$3,308
At a 40% savings rate on discretionary income, a data analyst in Lexington could save roughly $15,876/year after covering all essentials.
What Does 21% Rent Burden Mean?
The standard rule of thumb is to spend no more than 30% of gross income on rent. At 21% of take-home pay, a data analyst in Lexington is well within a healthy range — leaving solid room for savings and discretionary spending.
These numbers use a local salary estimate of $90,193/yr — adjusted from the national Data Analyst median of $103,500/yr based on Lexington's cost of living index. Actual salaries vary by employer, experience, and specialization.
Best Neighborhoods in Lexington for a Data Analyst
Based on walkability, rent levels, and quality of life — not just lowest price.
Chevy Chase
Historic, walkable, charming shops and cafes, near downtown, best neighborhood for walkability and urban feel. Higher rents ($1,400+) but excellent vibe.
Ashland Park
Residential, near university, tree-lined streets, quieter than Chevy Chase, good walkability.
Beaumont
Mixed-income, walkable, authentic neighborhood without gentrification polish, good affordability.
Frequently Asked Questions
What is the average salary for a Data Analyst in Lexington?
A Data Analyst in Lexington earns approximately $90,193 per year, based on the national BLS median of $103,500/yr adjusted for Lexington's cost of living. Actual pay varies by employer, experience, and specialization.
Is Lexington affordable for a data analyst in 2026?
Yes. Rent takes around 21% of take-home pay — below the 30% guideline. A data analyst can live comfortably in Lexington with room to save.
How much take-home pay does a Data Analyst get in Lexington?
After federal taxes, 4% state income tax, and FICA, a Data Analyst earning $90,193/yr takes home roughly $5,288/month in Lexington.
What is the rent-to-income ratio for a Data Analyst in Lexington?
A 1-bedroom apartment in Lexington costs a median of $1,100/month. On a Data Analyst salary, that's 21% of monthly take-home pay. Financial experts recommend keeping this below 30%.