Quick answer
Des Moines costs $390/month less overall ($1,690 vs $2,080/mo). Des Moines also has lower state income tax (4.82% vs Up to 5.75%), widening the advantage for higher earners.
City Comparison · 2026
Baltimore vs Des Moines
Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.
Last updated: April 23, 2026
Baltimore vs Des Moines at a Glance
| Metric | Baltimore | Des Moines |
|---|---|---|
| 1BR Monthly Rent | $1,550 | $1,350 ✓ |
| 2BR Monthly Rent | $1,980 | $1,350 ✓ |
| Median Home Price | $315K | $245K ✓ |
| Avg Utilities/mo | $155 ✓ | $170 |
| Avg Groceries/mo | $375 | $370 ✓ |
| Monthly Cost (1BR) | $2,080 | $1,690 ✓ |
| Walk Score | 68/100 ✓ | 45/100 |
| Transit Score | 59/100 ✓ | 29/100 |
| State Income Tax | Up to 5.75% | 4.82% ✓ |
Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.
Cost of Living: What the Numbers Actually Mean
Rent gap: Des Moines's 1BR averages $1,150/month vs $1,550 in Baltimore — a $400/month difference, or $4,800/year. That's a meaningful gap worth factoring into your decision.
State tax: Des Moines charges 4.82% state income tax vs Up to 5.75% in Baltimore. On an $80K salary that's a $760/year difference. On $120K, the gap grows to $6,900 vs $5,760 — important context if you're choosing between tech job offers.
Home buying: Median homes in Des Moines are $245K vs $315K in Baltimore. At a 20% down payment, that's a $14,000 difference in upfront cash — significant at early-career savings rates.
Utilities: Des Moines utilities run $15 more per month than Baltimore.
Walkability, Transit & Daily Life
Baltimore, MD
Baltimore's walkability means you can genuinely live without a car in the right neighborhoods.
TOP NEIGHBORHOODS
Des Moines, IA
Des Moines is partially walkable in denser neighborhoods but car-dependent in most areas.
TOP NEIGHBORHOODS
Climate
Baltimore
Four seasons; hot humid summers, cold winters with occasional snow, pleasant spring and fall
Des Moines
Cold winters with wind chills reaching -20°F; warm summers; defined seasons.
Job Market
Baltimore top industries
Des Moines top industries
Who Should Pick Which City
Move to Baltimore if…
- →You're a federal government workers
- →You're a healthcare / Johns Hopkins workers
- →You're a DC commuters
- →You're a urban value-seekers
- →You want to live without a car
Move to Des Moines if…
- →You're a Insurance and financial services professionals
- →You're a Families seeking excellent schools and safety
- →You're a Anyone valuing Midwestern hospitality and community
- →You're a Young professionals interested in startup culture
- →You're buying a home and want more for your money
Frequently Asked Questions
Is Baltimore or Des Moines cheaper to live in?
Des Moines is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,690 in Des Moines vs $2,080 in Baltimore — a $390/month difference.
Which city is more walkable — Baltimore or Des Moines?
Baltimore is more walkable with a Walk Score of 68/100 vs 45/100. Des Moines is more car-dependent.
Baltimore vs Des Moines: which has lower state income tax?
Des Moines has lower state income tax (4.82%). On an $80K salary, that saves $760/year vs Baltimore (Up to 5.75%).
Is Baltimore or Des Moines better for buying a home?
Des Moines has lower median home prices at $245K vs $315K in Baltimore — a $70,000 difference on the median home.