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Quick answer

Des Moines costs $280/month less overall ($1,690 vs $1,970/mo). But Reno's None state income tax erases some of that gap — on an $80K salary, the tax difference is $3,840/year.

City Comparison · 2026

Des Moines vs Reno

Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.

Last updated: April 23, 2026

Des Moines vs Reno at a Glance

MetricDes MoinesReno
1BR Monthly Rent$1,150$1,820
2BR Monthly Rent$1,350$1,820
Median Home Price$245K$460K
Avg Utilities/mo$170$165
Avg Groceries/mo$370$355
Monthly Cost (1BR)$1,690$1,970
Walk Score45/10044/100
Transit Score29/10032/100
State Income Tax4.82%None

Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.

Cost of Living: What the Numbers Actually Mean

Rent gap: Des Moines's 1BR averages $1,150/month vs $1,450 in Reno a $300/month difference, or $3,600/year. That's a meaningful gap worth factoring into your decision.

State tax: Reno charges None state income tax vs 4.82% in Des Moines. On an $80K salary that's a $3,840/year difference. On $120K, the gap grows to $5,760 vs $0 — important context if you're choosing between tech job offers.

Home buying: Median homes in Des Moines are $245K vs $460K in Reno. At a 20% down payment, that's a $43,000 difference in upfront cash — significant at early-career savings rates.

Utilities: Des Moines utilities run $5 more per month than Reno. Factor this into your all-in monthly budget.

Walkability, Transit & Daily Life

Des Moines, IA

Walk Score45/100 — Car-Dependent
Transit Score29/100 — Minimal Transit

Des Moines is partially walkable in denser neighborhoods but car-dependent in most areas.

TOP NEIGHBORHOODS

East VillageHip, walkable urban core with lofts, breweries, galleries, and young professional scene.
Sherman HillHistoric residential area with mansions and tree-lined streets; established families.
BeaverdaleFamily-friendly suburban neighborhood with good schools and parks.

Reno, NV

Walk Score44/100 — Car-Dependent
Transit Score32/100 — Minimal Transit

Reno is partially walkable in denser neighborhoods but car-dependent in most areas.

TOP NEIGHBORHOODS

MidtownWalkable South Virginia strip, restaurants, coffee, galleries, most livable; 1BR $1,400–1,900
Old SouthwestCraftsman homes, tree-lined, UNR adjacent, quiet, walkable; 1BR $1,300–1,800
Riverwalk / DowntownTruckee River parks, casino adjacent, most urban, changing; 1BR $1,300–1,800

Climate

Des Moines

Cold winters with wind chills reaching -20°F; warm summers; defined seasons.

Reno

High desert: hot dry summers (100°F peaks), cold winters with snow, 300 sunny days; 4,400ft elevation

Job Market

Des Moines top industries

InsuranceFinanceAgriculturePublishing

Reno top industries

Tech / Logistics (Tesla, Amazon)Gaming / HospitalityHealthcareManufacturing

Who Should Pick Which City

Move to Des Moines if…

  • You're a Insurance and financial services professionals
  • You're a Families seeking excellent schools and safety
  • You're a Anyone valuing Midwestern hospitality and community
  • You're a Young professionals interested in startup culture
  • You're buying a home and want more for your money

Move to Reno if…

  • You're a California tech transplants
  • You're a remote workers escaping state income tax
  • You're a outdoor enthusiasts (skiing / Tahoe)
  • You're a logistics / manufacturing workers
  • You want zero state income tax

Frequently Asked Questions

Is Des Moines or Reno cheaper to live in?

Des Moines is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,690 in Des Moines vs $1,970 in Reno — a $280/month difference.

Which city is more walkable — Des Moines or Reno?

Des Moines is more walkable with a Walk Score of 45/100 vs 44/100. Reno is more car-dependent.

Des Moines vs Reno: which has lower state income tax?

Reno has lower state income tax (None). On an $80K salary, that saves $3,840/year vs Des Moines (4.82%).

Is Des Moines or Reno better for buying a home?

Des Moines has lower median home prices at $245K vs $460K in Reno — a $215,000 difference on the median home.