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Quick answer

Providence costs $775/month less overall ($2,230 vs $3,005/mo). Providence also has lower state income tax (5.99% (top) vs 11% (top)), widening the advantage for higher earners.

City Comparison · 2026

Honolulu vs Providence

Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.

Last updated: April 23, 2026

Honolulu vs Providence at a Glance

MetricHonoluluProvidence
1BR Monthly Rent$2,100$2,000
2BR Monthly Rent$2,850$2,000
Median Home Price$875K$380K
Avg Utilities/mo$285$180
Avg Groceries/mo$620$400
Monthly Cost (1BR)$3,005$2,230
Walk Score64/10075/100
Transit Score57/10051/100
State Income Tax11% (top)5.99% (top)

Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.

Cost of Living: What the Numbers Actually Mean

Rent gap: Providence's 1BR averages $1,650/month vs $2,100 in Honolulu a $450/month difference, or $5,400/year. That's a meaningful gap worth factoring into your decision.

State tax: Providence charges 5.99% (top) state income tax vs 11% (top) in Honolulu. On an $80K salary that's a $2,000/year difference. On $120K, the gap grows to $8,400 vs $5,400 — important context if you're choosing between tech job offers.

Home buying: Median homes in Providence are $380K vs $875K in Honolulu. At a 20% down payment, that's a $99,000 difference in upfront cash — significant at early-career savings rates.

Utilities: Honolulu utilities run $105 more per month than Providence. Factor this into your all-in monthly budget.

Walkability, Transit & Daily Life

Honolulu, HI

Walk Score64/100 — Somewhat Walkable
Transit Score57/100 — Some Transit

Honolulu's walkability means you can genuinely live without a car in the right neighborhoods.

TOP NEIGHBORHOODS

KakaakoWaterfront redevelopment with art galleries, breweries, restaurants. 1BR $2,400–2,800/mo. Vibrant, walkable, young professional crowd. Gentrifying rapidly; long-term local character is fading.
Ala MoanaBusy commercial district with shopping center, hotels, restaurants. 1BR $2,100–2,600/mo. Walk score 68. Convenient to Honolulu Airport (20 min drive), but touristy and loud.
WaikikiTourist destination with high-rise hotels, bars, beaches. 1BR $2,000–2,400/mo — competitive for value because tourism drives supply. Loud, crowded, touristy; locals avoid it.

Providence, RI

Walk Score75/100 — Very Walkable
Transit Score51/100 — Some Transit

Providence's walkability means you can genuinely live without a car in the right neighborhoods.

TOP NEIGHBORHOODS

East SideWealthy, Victorian homes, Brown-adjacent, tree-lined. 1BR $1,850–$2,200.
Federal HillLittle Italy, authentic Italian restaurants, historic. 1BR $1,550–$1,800.
Fox PointBohemian, artists, young professionals, eclectic. 1BR $1,600–$1,900.

Climate

Honolulu

Warm year-round (75–85°F daily highs); mild winters; consistent trade winds; November–March is slightly cooler and wetter; rare hurricanes but flash flooding in valley areas

Providence

New England winters (cold, moderate snow); humid summers; seasonal transitions are pronounced; 4 true seasons

Job Market

Honolulu top industries

Military / DefenseTourism / HospitalityGovernmentHawaiian Airlines

Providence top industries

EducationHealthcareDesign & ArtsProfessional Services

Who Should Pick Which City

Move to Honolulu if…

  • You're a military families
  • You're a people who love tropical climate year-round
  • You're a outdoor / water sports enthusiasts
  • You're a anyone willing to pay premium for island life

Move to Providence if…

  • You're a Artists, designers, and creative professionals (RISD gravity, gallery culture)
  • You're a Brown University-affiliated academics and families
  • You're a Urban walkability seekers who want Northeastern authenticity
  • You're a Culinary enthusiasts (Johnson & Wales, farm-to-table restaurants)
  • You want to live without a car
  • You're buying a home and want more for your money

Frequently Asked Questions

Is Honolulu or Providence cheaper to live in?

Providence is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $2,230 in Providence vs $3,005 in Honolulu — a $775/month difference.

Which city is more walkable — Honolulu or Providence?

Providence is more walkable with a Walk Score of 75/100 vs 64/100. Honolulu is more car-dependent.

Honolulu vs Providence: which has lower state income tax?

Providence has lower state income tax (5.99% (top)). On an $80K salary, that saves $2,000/year vs Honolulu (11% (top)).

Is Honolulu or Providence better for buying a home?

Providence has lower median home prices at $380K vs $875K in Honolulu — a $495,000 difference on the median home.