Quick answer
St. Louis costs $55/month less overall ($1,580 vs $1,635/mo). But Spokane's None (W-2) state income tax erases some of that gap — on an $80K salary, the tax difference is $3,960/year.
City Comparison · 2026
Spokane vs St. Louis
Side-by-side on rent, home prices, taxes, walkability, jobs, and climate — with a straight verdict for each type of mover.
Last updated: October 21, 2026
Spokane vs St. Louis at a Glance
| Metric | Spokane | St. Louis |
|---|---|---|
| 1BR Monthly Rent | $1,100 ✓ | $1,380 |
| 2BR Monthly Rent | $1,350 ✓ | $1,380 |
| Median Home Price | $360K | $215K ✓ |
| Avg Utilities/mo | $150 | $145 ✓ |
| Avg Groceries/mo | $385 | $335 ✓ |
| Monthly Cost (1BR) | $1,635 | $1,580 ✓ |
| Walk Score | 49/100 | 52/100 ✓ |
| Transit Score | 34/100 | 38/100 ✓ |
| State Income Tax | None (W-2) ✓ | Up to 4.95% |
Monthly cost = 1BR rent + utilities + groceries for one person. ✓ marks the lower/better value.
Cost of Living: What the Numbers Actually Mean
Rent gap: St. Louis's 1BR averages $1,100/month vs $1,100 in Spokane — a $0/month difference, or $0/year. That's close enough that neighborhood choice within each city matters more than the city-level average.
State tax: Spokane charges None (W-2) state income tax vs Up to 4.95% in St. Louis. On an $80K salary that's a $3,960/year difference. On $120K, the gap grows to $5,940 vs $0 — important context if you're choosing between tech job offers.
Home buying: Median homes in St. Louis are $215K vs $360K in Spokane. At a 20% down payment, that's a $29,000 difference in upfront cash — significant at early-career savings rates.
Utilities: Spokane utilities run $5 more per month than St. Louis. Factor this into your all-in monthly budget.
Walkability, Transit & Daily Life
Spokane, WA
Spokane is partially walkable in denser neighborhoods but car-dependent in most areas.
TOP NEIGHBORHOODS
St. Louis, MO
St. Louis is partially walkable in denser neighborhoods but car-dependent in most areas.
TOP NEIGHBORHOODS
Climate
Spokane
Real four seasons with cold, snowy winters (December-February); dry desert climate; average 250 sunny days annually; summer wildfire smoke June-September; fall and spring are spectacular
St. Louis
Four seasons; hot humid summers, cold winters with ice storms, severe thunderstorm season
Job Market
Spokane top industries
St. Louis top industries
Who Should Pick Which City
Move to Spokane if…
- →You're a Remote workers
- →You're a Outdoor enthusiasts
- →You're a People escaping high taxes
- →You're a Families on moderate budgets
- →You want zero state income tax
Move to St. Louis if…
- →You're a healthcare workers
- →You're a remote workers
- →You're a value-seekers
- →You're a manufacturing professionals
- →You're buying a home and want more for your money
Frequently Asked Questions
Is Spokane or St. Louis cheaper to live in?
St. Louis is cheaper overall. Monthly costs (1BR rent + utilities + groceries) run $1,580 in St. Louis vs $1,635 in Spokane — a $55/month difference.
Which city is more walkable — Spokane or St. Louis?
St. Louis is more walkable with a Walk Score of 52/100 vs 49/100. Spokane is more car-dependent.
Spokane vs St. Louis: which has lower state income tax?
Spokane has lower state income tax (None (W-2)). On an $80K salary, that saves $3,960/year vs St. Louis (Up to 4.95%).
Is Spokane or St. Louis better for buying a home?
St. Louis has lower median home prices at $215K vs $360K in Spokane — a $145,000 difference on the median home.